| Category | Key Details |
|---|---|
| Overall Credit Growth | Non-food bank credit grew by 11.4% (YoY) as of November 28, 2025, up from 10.6% last year. |
| Industrial Credit Growth | Increased by 9.6% (YoY), accelerating from 8.3% in the previous year. |
| MSME Credit Growth | Continued double-digit growth, indicating better access to formal finance for small businesses. |
| Key Sectors with Growth | Infrastructure, engineering, textiles, and petroleum industries saw robust credit expansion. |
| Agriculture Credit Growth | Grew by 8.7%, lower than 15.3% last year. |
| Services Sector Growth | Recorded 11.7% credit growth, with strong lending to NBFCs, computer software, trade, and commercial real estate. |
| RBI's Role | Collects sectoral credit deployment data from major banks, covering 95% of non-food credit. |
| Exam-Relevant MCQ | Q: Bank credit to industry grew by? A: 9.6% (Option B). |
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