| Report Release | RBI's Annual Report for FY 2024-25 released under Section 53(2) of the RBI Act, 1934. |
| Balance Sheet | ₹76.25 lakh crore as of March 31, 2025 (up 8.21% from ₹70.47 lakh crore). Major growth in gold holdings (52.09%) and domestic investments (14.32%). |
| Income & Expenditure | Total income: ₹3.38 lakh crore (22.77% increase). Expenditure: ₹69,714 crore (7.76% increase). Surplus transfer: ₹2.69 lakh crore to the Central Government. Contingency Fund: ₹44,861 crore added. |
| Currency Circulation | Currency-to-GDP ratio fell to 11.2%. Currency in circulation grew by 5.8%. ₹500 note most used. |
| Digital Payments | Retail digital payments grew 17.9% in value and 35% in volume. Digital Rupee (CBDC) circulation value grew 334% to ₹1,016.5 crore. |
| Foreign Investment | FPI in corporate bonds rose 11.4% to ₹1.21 lakh crore. Investment limit usage declined to 15.8%. |
| Currency Printing | ₹6,373 crore spent on currency printing (25% increase). Rise in counterfeit ₹500 notes (37.3%) and ₹200 notes (13.9%). |
| Economic Growth | Real GDP growth projected at 6.5% for FY26. Banking and corporate sectors remain healthy. |
| Inflation | RBI aims for 4% inflation, contingent on normal monsoons, stable food supply, and global oil prices. Risks from climate change and geopolitical tensions. |
| Cybersecurity | Proposed 'bank.in' domain for verified banking websites. UPI advancements: 'UPI Circle', pre-approved credit lines, and international payment integration. |
| Gold Reserves | Gold holdings increased by 54.13 metric tonnes, valued at ₹4.32 lakh crore (57.12% rise). |
| Bank Frauds | Total fraud value tripled to ₹36,014 crore due to legacy cases. Urban Cooperative Banks (UCBs) showed improved credit growth, capital strength, and reduced NPAs. |
| Household Savings | Gross financial savings rose to 11.2% of income, net savings up to 5.1%. |
| Capital Market | Companies raised ₹2.2 lakh crore via QIPs and preferential shares, ₹2.1 lakh crore via IPOs, FPOs, and rights issues. |
| Rupee in Global Trade | NRIs and foreigners can hold INR accounts abroad. LCS agreements signed with UAE, Indonesia, Maldives, Mauritius. |
| International Trade | India's trade supported by 14 FTAs and 6 PTAs. Ongoing talks with USA, EU, Oman, Peru for new trade deals. |
